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Shop the new Miami Dade Blue Plan from Blue Cross Blue Shield and Miami Dade County with ECHealthInsurance.com
Added: 08/07/2009 – Jeremy Ehrenthal
Florida’s premier health insurance company and the county of Miami Dade have developed and are now accepting applications for the new Miami Dade Blue plan. With premiums averaging less than $100 for adults in most age demographics there is no other health plan even close to them.
http://ECHealthInsurance.com is a domiciled state health insurance brokerage who has made it their goal to bring this product to the people of Miami who have among the highest rates of uninsured residents in the country. Having been hit harder then most during the real estate bubble and subsequent recession, East Coast Health Insurance has seen the number of uninsured Miami residents going up and not down. In addition, ECHealthInsurance has publicized their health coverage resource guide to finding public assistance for those in Miami that either can’t afford health insurance or are medically declined by health insurers. The guide can which includes county health plan contacts, free clinic information, Medicaid, and all subsidized Florida health programs can be found there.
But for those who are insurable ECHealthInsurance is recommending the new plan, Miami Dade Blue also at their website, or by calling them for more information at 888.803.5917.
And if you live in Miami Lakes or the surrounding community, this Saturday, August 8, 2009 ECHealthInsurance will be appearing with the new Miami Dade Blue plan doing sign ups and giving away free brochures and pamphlets about this amazing new plan at the Miami Lakes Children’s Expo and Fair starting at 10am at Miami Lakes Optimist Park
6411 NW 162nd Street
Miami Lakes, Florida 33014
Child & Youth Fair, including a fair, and a booth with the New Miami Dade Blue plan which for many Miami residents will be the most affordable health insurance solution
Website: http://www.miamilakes-fl.gov/calendar/display.php?day=8&mont…
East Coast Health Insurance
10 Fairway Dr
Suite 303
Deerfield Beach FL 33441
Site URL: http://ECHealthInsurance.com
Phone: 888-803-5917
FAX: 954-571-4143
Email: Contact
Miami Dade Blue Cross
Miami Lakes Optimist Park
6411 NW 162nd Street
Miami Lakes, Florida 33014 Get Directions
Child & Youth Fair, including a fair, and a booth with the New Miami Dade Blue plan which for many Miami residents will be the most affordable health insurance solution
25.9209270000 -80.3053570000
Category: Festivals
Added by  You on July 26, 2009 Report a problem
The residents of Miami just took a collective sigh of relief as Blue Cross Blue Shield and Miami Dade County finally agreed to venture out and join up to offer a new health insurance plan targeted at the uninsured in Miami-Dade County. This plan, called Miami Dade Blue is available for everyone regardless of income, should you qualify medically. And no, you don’t have to run laps or jump rope nor do you need to have a nurse go to your house, unless you are into that sort of thing.
At ECHealthInsurance.com we are marketing this plan as it is 1/3 the cost of the traditional health insurance plans in Miami with way more health coverage. Yes this is correct, way more health coverage. It sounds impossible you might say, but it is because Blue Cross and Miami set up a new network of doctors and providers to cater to this large segment of the population they were able to get amazing pricing and negotiated rates. This is not a guarantee that the rates will stay low but with the average premium for a 35 male being $100 per month there is a little more wiggle room then the average Florida Health insurance company which in Miami is closer to $200. Of course they including the normal vanilla Blue Cross of Miami will have a larger network, but even accounting for this difference the new Miami Dade Blue is an outstanding deal for those suffering through the recession, or even worse those in the age group right before medicare who usually have to pay close to $1000 per month for a decent health insurance plan in Miami.
Assuming you are healthy enough too make the switch to the new Miami Dade Blue, and that you are content to live with a few less providers, what is stopping you from calling ECHealthInsurance.com at 888.803.5917? We can also point you in the right direction if you are ineligible for Medicaid but can’t afford any other health coverage.
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ECHealthInsurance.com is the South Florida leader on all things free health insurance for those that qualify, and for those that don’t, well its time to start paying for your health insurance, get coverage now 888.803.5917
| I have this page here for permanent linkage it will even make its way on to the main page one day when time permits me to do it, as it is useful to me, my brokers, and to everyone in South Florida that has lost coverage or can’t afford, or has gotten ill, I don’t care what it is if you can’t get health coverage you need to go through these contacts. This is the most important thing I will ever do on the internet and my entire life has led up to this post. Thanks Mom!
First call us at ECHealthInsurance.com at 888.803.5917 we will give you free advice and not charge you a penny even when you decide to go with a free plan, or we have to do a two man group, but you had better call us when the economy improves or refer us to your friends because I know how to work computers and will spam your parents, friends, and family with pictures of you photo-shopped into an ugly religious ceremony. We also represent, and I am not fibbing here every company in Florida through our health insurance brokerage. |
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Well after one solid week of being able to put in applications I can tell you the miami dade blue plan is defintely the most sought after plan in Miami. If only we could actually advertise it we could really help more residents looking for this plan. If you follow this website you must be aware that Blue Cross doesn’t allow anyone to advertise their products, which is normally fine with us as we signed their contract with advance knowledge of this fact, however with a plan like this that is supposed to really help everyday people and that offers so little reward to the brokers that run advertising for it one has to wonder why they bid for this project at all.
In any event East Coast Health Insurance continue to sell the product on the strength of the word of mouth of the original plan and look forward to the day when everyone in Miami has the opportunity to sign up for the plan which as we know right now is the most affordable plan in Miami, Broward, and Palm Beach!
Miami-Dade Blue was designed with affordable premiums and cost savings made possible by our quality, locally-focused provider network1 of family physicians, specialists, hospitals, urgent and convenient care centers – available to you without referral. While you can visit any provider you want, the real savings come from using the network, but the choice is always yours.
With Miami-Dade Blue you can keep more money in your pocket and still be covered for routine and preventive care, hospital visits and dental services, to name just a few. What’s more, members have access to valuable extras2 like personalized support programs, online health tools and other resources that help you save money and take control of your health, at no added cost. You also get big discounts3 on health-related services like hearing and vision exams and products, chiropractic care and much more.
Plan at a Glance
If you live or work in Miami-Dade County, you’re eligible for quality health benefits with Miami-Dade Blue. With no referrals necessary, you can see any provider you want, but you’ll save more using the local Miami-Dade Blue network. Enrollment is easy, and you’re covered for:
- Routine and preventive doctor office visits. We pay up to $50 per provider, per date of service, and you pay the balance, or the amount you will be billed by the provider after subtracting the $50 payment made by us.
- Generic prescription drugs
- Urgent care center visits
- Dental care visits. We pay $50 per provider, per date of service, and you pay the balance, or the amount you will be billed by the provider after subtracting the $50 payment made by us.
- Lab tests
- Inpatient hospital care
- Outpatient hospital care related to surgery
- Emergency room services
- Mammograms
For more information
- Miami-Dade Blue will be available 7/1/2009
- Contact Blue Cross and Blue Shield of Florida at 1-888-803-5917
Low-Cost Health Plan Starts Today
Miami-Dade Blue Plan To Help Residents
POSTED: Tuesday, June 30, 2009
UPDATED: 1:39 pm EDT July 1, 2009
MIAMI — Miami-Dade County is teaming up with a major health insurer to offer health care coverage to residents who currently can’t afford it.The new plan, Miami-Dade Blue, is offered through Blue Cross/Blue Shield, and provides a network of almost 1,600 doctors and specialists for a monthly premium of as little as $110, depending on age, gender and other variables.
Blue Cross/Blue Shield was chosen as the plan administrator through a county bid process. Small businesses will have the opportunity to offer the coverage to employees.Some 600,000 Miami-Dade residents, or one in four people, have no insurance. Their health care at emergency rooms and clinics costs the county millions a year in indigent care.”The good news is it’s available to anyone. But when you really look at the plan design, it’s really designed for Miami-Dade County residents,” said BCBS of Florida Market President Penny Shaffer.The low-cost, county-monitored insurance program is tailored for residents who cannot afford private insurance and do not qualify for another public program, like Medicaid or KidCare. It offers limited benefits and a limited network, but includes seven hospitals and 1,500 doctors.The three-year pilot program begins Wednesday.A town hall meeting is scheduled from 5:00 p.m – 9:00 p.m. Wednesday to answer questions about the program. It will be held at William H. Turner Technical Arts High School, 10151 NW 19th Ave. in Miami. During the meeting, residents will also have the opportunity to sign up for the program.
Well it started alright but no one could actually sign up today as there is no application for it yet. We are hoping that we are able to do online applications by July 13th. Otherwise it looks like Blue Cross might be unprepared for the plan as they have no way of doing anything other than telling people to wait for two more weeks.
Commissioner Dorrin D. Rolle to host forum for potential applicants for Miami-Dade Blue health insurance
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(Miami-Dade County, FL) – Miami-Dade County residents and small business owners looking for affordable health insurance can get information about a new product introduced this year by Miami-Dade County. Miami-Dade Blue, co-designed by BlueCross BlueShield of Florida, Inc. (BCBSF) and the County’s Office of Countywide Healthcare Planning (OCHP), is a medical insurance plan that offers comprehensive coverage with affordable monthly premiums to County residents and small business owners who are struggling with the high cost of insurance, but do not qualify for government programs. Please call Dade Blue tomorrow anytime or visit their website at http://www.echealthinsurance.com/dadeblue.htm at 888-803-5917.
Miami-Dade Blue becomes available on July 1, 2009. Commissioner Rolle is holding a Health Insurance Forum on that day. He is asking uninsured individuals and small business owners to attend the event, at William H. Turner Technical Arts High School, 10151 NW 19 Avenue, on July 1, 2009 so they can register for the plan and speak to BCBSF representatives. It will take place from 5 p.m. to 9 p.m. in the school’s cafeteria.
This forum is open to anyone who lives or works in Miami-Dade County. Enrollees must bring picture identification in order to complete the application. Submitting an application begins the process for possible coverage; BCBSF representatives will be onsite to answer questions regarding the plan. Applicants will be notified of eligibility.
Miami-Dade Blue offers a wide range of services, including office visits, surgery, hospitalization, outpatient surgery, pharmacy and dental coverage, to individuals under the age of 65, and small businesses of up to 50 employees.
“We have more than 600,000 people who are uninsured in Miami-Dade; Miami-Dade Blue offers an affordable option for these individuals who want insurance but have not yet found a means to afford it,” said Commissioner Rolle. “This registration event can be the first step for individuals, families, and small businesses to see if they are eligible for low-cost, quality coverage.”
For more information on the event, please contact Commissioner Rolle’s office at 954-571-4177. To find out more about Miami-Dade Blue, please visit www.echealthinsurance.com/dadeblue.htm or call 1-888-803-5917. |
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Miami-Dade, Blue Cross Team Up On Health Plan
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May 27–Offering what its creators believe could be a model for affordable health insurance nationwide, a unique public-private partnership announced Tuesday a plan aimed at helping the estimated 600,000 uninsured in Miami-Dade County.
Called Miami-Dade Blue, the county worked with Blue Cross Blue Shield of Florida to develop a plan that would cost a healthy 35-year-old male about $100 a month.
“This is going to be not only cutting edge but truly a national model,” said Janet Perkins of the Office of Countywide Healthcare Planning. “This is not the sole solution to everyone’s needs, but we have done our damnedest to make this work.”
Some insurance brokers are concerned that the benefits offered are less than in most popular plans, including a lack of coverage of branded prescription drug. “There’s a downside to this plan,” said Sandra Foertsch of South Florida Health Insurance Services.
For those who have employer-based coverage, the new Blue plan may not seem like much, but local leaders say it’s a vast improvement for those who now have nothing.
The concept of the new plan was first envisioned by Commissioner Joe Martinez about five years ago because he remembers that as a police officer, he often saw emergency rooms crowded with the uninsured who ened up there because they couldn’t afford preventive care.
On Tuesday, Martinez said he felt like it was giving birth to a baby. “I don’t know how many times negotiations broke down and we had to go back to the drawing board,” he said in an interview. “It’s been a long road, a hard road, but I’m extremely excited.”
After a deductible of $250, the plan pays 90 percent of in-network hospital costs and 100 percent of in-network lab tests. Generic drugs are available for a $10 co-payment.
A major challenge was getting providers to accept discounted fees. About 1,500 doctors agreed to be part of the Miami-Dade Blue network.
Blue Cross Market President Penny Shaffer said most of the in-network primary care doctors agreed to take about $50 for a basic office visit, which is the amount the plan will pay. Specialists will cost patients more.
20 CLINICS
Twenty community clinics are in the network — including CHI, Borinquen and Miami Beach Community Health Center. Seven hospitals are in network — the three Jackson facilities; Tenet’s Palmetto General, Hialeah and Coral Gables; and the Baptist system’s Homestead Hospital.
On Tuesday, Martinez joked to a Baptist official at the press conference: “Maybe we can get you to sign up the rest of Baptist.” Baptist Health South Florida also runs Baptist, South Miami and Doctors hospitals.
The county helped shape the plan, which Blue Cross won in a competitive bid process, but it’s not costing tax payers anything. Miami-Dade Blue is being offered to individuals up to age 65 and to small employers with up to 50 workers.
The plan was created as a traditional preferred provider organization, with no pre-approvals and no gatekeepers.
Shaffer emphasized that the hope is the plan could significantly reduce the number of uninsured in the county but is “is not a panacea.”
The insurer has the right to reject individuals who the plan thinks might be too costly.
Uninsured individuals with heavy medical needs are likely to be rejected, although businesses will be guaranteed coverage if 70 percent of employees participate and the owner pays at least 50 percent of the premiums.
LOW PREMIUMS
To make Miami-Dade Blue affordable, Perkins and Shaffer said the plan was designed to have low premiums and low co-pays, while having a fairly low annual out-of-pocket limit of $2,500 a year and a lifetime benefit of $5 million.
“This may be the first time that many are accessing care, so they could have fairly high claims activity,” Shaffer said.
A similar product, Blue Select, is being rolled out in Broward, but without government participation, Shaffer said. The Broward product is aimed at small companies.
Foertsch, the insurance broker, noted some deficiencies of the Dade plan: It doesn’t cover branded drugs, although patients can pay a Blue-negotiated price. A trip to the emergency room can get expensive — $500 per visit, plus 10 percent for a nonsurgical, in-network ER. For an out-of-network, nonsurgical ER trip, it’s $1,000 per visit plus $750 annual deductable plus 40 percent of all charges.
Shaffer said the charges are based on the best deals that could be negotiated with the hospitals and Miami-Dade Blue was not intended to compete with existing health coverage. “Eighty percent of the uninsured have some kind of work — often two part-time jobs — but aren’t offered healthcare at work.” |
Tomorrow is the official release day for the new Miami Dade Blue Cross plan which was worked on in conjunction with Miami-Dade County. We will be processing applications all day today and throughout the coming weeks to insure as many people as possible. The average health insurance price for this plan is less than $100 per month and the full rate can be quoted at our Miami Dade Blue website. For immediate assistance please call our toll free help line @ 888-803-5917. If for some reason you don’t qualify for the new Blue Cross Blue Shield plan in Miami, than we will point towards the right plan from either the county or state or whichever private plan we feel you qualify for that is the best suited for your situation. We hope to get as many covered as possible in the first weeks in order that the plan is successful and might be brought to other counties in Florida. Please help us make the Miami Dade Blue Cross experiment a successful one and at least make that call to see if you can finally get affordable health care coverage.
Miami-Dade Blue becomes available on July 1, 2009. Commissioner Rolle is holding a Health Insurance Forum on that day. He is asking uninsured individuals and small business owners to attend the event, at William H. Turner Technical Arts High School, 10151 NW 19 Avenue, on July 1, 2009 so they can register for the plan and speak to BCBSF representatives. It will take place from 5 p.m. to 9 p.m. in the school’s cafeteria.
This forum is open to anyone who lives or works in Miami-Dade County. Enrollees must bring picture identification in order to complete the application. Submitting an application begins the process for possible coverage; BCBSF representatives will be onsite to answer questions regarding the plan. Applicants will be notified of eligibility.
Miami-Dade Blue offers a wide range of services, including office visits, surgery, hospitalization, outpatient surgery, pharmacy and dental coverage, to individuals under the age of 65, and small businesses of up to 50 employees.
“We have more than 600,000 people who are uninsured in Miami-Dade; Miami-Dade Blue offers an affordable option for these individuals who want insurance but have not yet found a means to afford it,” said Commissioner Rolle. “This registration event can be the first step for individuals, families, and small businesses to see if they are eligible for low-cost, quality coverage.”
For more information on the event, please contact Miami Dade Blue @ 954 571 4177. To find out more about Miami-Dade Blue, please visit our Miami Dade Blue website and/or our Health Insurance Quote or call 1-888-803-5917
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